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You must include all the information about your vehicle and indicate the loan amount in your refinance application.
If you intend to stay in your home for over 10 years, it is advisable to refinance your mortgage with a rate fixed mortgage rates.

It is important to consider that interest rates are subject to change at any time.

If yours is held by Fannie Mae or Freddie Mac, then you have better chances of getting approved.

The FHA Cash Out Refinance option will allow you to refinance your existing mortgage in receiving a mortgage for more than you currently owe.